FIN 1000 PRINCIPLES OF FINANCE 3 credits

This is a survey of public and private finance. Emphasis is placed on current problems of finance and the development of basic principles. The major topics of study include the monetary and credit systems of the United States, funds for capital markets, the supply of funds, and credit policies and problems. 47 contact hours.

FIN 1100 PERSONAL FINANCE 3 credits

A study of consumer buying practices, management of personal and family finances, spending income wisely, consideration of buying guides and consumer protection agencies. 47 contact hours.

FIN 3403 FINANCIAL MANAGEMENT 3 credits

Prerequisites: (ACG 2001 and ACG 2011) or ACG 2021 or FIN 1000, or permission of the dean and Admission to the College of Technology and Management BAS programs. College Algebra is recommended. This is an introductory course in financial analysis and decision-making from a management perspective. Topics include financial statement analysis, financial planning and forecasting, time value of money with analysis and computation tools, risk and rates of return, asset valuation, capital budgeting, and miscellaneous financial decision-making tools and methods. 47 contact hours.

FIN 3461 FINANCIAL ANALYSIS 3 credits

Prerequisites: FIN 3403, ACG 2071, STA 2023, and admission to the Banking BAS program. This course examines the methods and processes necessary to assess the financial characteristics of a business entity from a lender or credit granting perspective.  The course addresses the measurement, assessment, and evaluation of the short-term and long-term cash and capital requirements of a business entity.  47 contact hours.

FIN 4140 FINANCIAL PLANNING 3 credits

Prerequisite: FIN 3403 or permission of the Dean. This course examines the nature and principles of individual wealth creation and preservation. The course introduces principles for consumer financial decision making and personal money management. It will also cover the characteristics and appropriate application of modern tax, risk management and insurance, money management, investment, retirement, and estate planning tools and methods. 47 contact hours.

FIN 4244 MONEY, BANKING AND FINANCIAL MARKETS 3 credits

Prerequisites: FIN 3403 and admission to the Banking or International Business BAS program or permission of the Dean. This course examines the global characteristics of money, monetary policy, and such Central Banking systems as the Federal Reserve and European Central Bank systems. Students will develop a qualitative and quantitative understanding of the nature of money, interest rate dynamics, intermediation, and financial market characteristics. Students will further examine the characteristics and structures of financial institutions such as banks, insurance companies and credit unions. 47 contact hours.

FIN 4323 BANK OPERATIONS AND MANAGEMENT 3 credits

This course will provide a managerial examination of the major operating functions of the banking industry. Emphasis will be on the student developing a solid foundation from a managerial perspective: money and interest, deposits, negotiable instruments, bank loans, mortgages, commercial lending, specialized services, security, and ethics. 47 contact hours.

FIN 4324 COMMERCIAL BANK MANAGEMENT 3 credits

Prerequisite: FIN 3403 and admission to the Banking BAS program or permission of the Dean. This course examines the nature and role of banks and affiliated non-deposit financial intermediaries in a modern economy. The course will also cover the characteristics of a banking institution, banking structure and organization. The principles of bank accounting and financial performance systems, profitability, growth, competitive strategies and risk management will be major topics in the course. 47 contact hours.

FIN 4345 CREDIT ANALYSIS AND LOAN STRUCTURES 3 credits

Prerequisites: FIN 4324 and admission to the Banking BAS program. It is recommended that students take FIN 3461 prior to this course. This course examines the nature and role of the lending process, a crucial and fundamental skill of banking professionals. The course addresses the credit analysis evaluation of retail and commercial loan applicants; the development, specification, and perfection of an appropriate loan arrangement; and the subsequent monitoring, collection, and “unwinding” activities. 47 contact hours.

FIN 4504 INVESTMENTS 3 credits

Prerequisites: FIN 3403 and admission to the Banking BAS program. This course examines the nature of the modern capital markets, investments, and portfolio management. It is intended to blend theory with appropriate application to create strategies to achieve successful value creation. The characteristics and valuation of equity, fixed income, and derivative securities will be addressed. 47 contact hours.

FIN 4634 INTERNATIONAL BANKING AND FINANCE 3 credits

Prerequisite: FIN 3403 and admission to the Banking or International Business BAS program or permission of the Dean. This course examines the nature of the modern international financial system, factors influencing foreign exchange rates, and international capital and monetary markets. Students will develop qualitative and quantitative understanding of fixed and floating exchange rate monetary systems, the interaction of multinational interest rates. The student will examine inflation rates and Transactions and Economic Exposure, and risk management. Students will be expected to assess and determine specific strategies to reduce foreign exchange risk in commercial and financial institutions. 47 contact hours.

FIN 4930 SPECIAL TOPICS IN FINANCE 3 credits

Prerequisite: Admission to the Banking BAS Program or permission of the Dean. This course is an examination of unique finance topics and problems that deserve additional depth and attention as the art and science of finance and banking evolves. The student will be introduced to the foundational principles, methodologies, application, and contemporary issues surrounding the course topic. 45 contact hours.